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Latest Schemes 2022

Important Government Schemes 2021 For UPSC Civil Service, RBI Grade B, NABARD Grade A and SEBI Grade Exam

Government of India launches several schemes for the social and economic welfare of the country. It is one of the most important areas of preparation for most government job exams including the UPSC Civil Services Exam, RBI Grade B, NABARD Grade A and SEBI Grade Exam. 

Every year RBI asks several questions from Government Programs and Policies in Economics and Social Issue as well as in General Awareness, same is the case with NABARD Grade A and SEBI Grade A Exam. Even 2-3 questions are asked from government schemes are asked in UPSC Civil Services which makes it an important topic for UPSC preparation.

In this article, we have listed important government schemes for UPSC Civil Services Exam, RBI Grade B, NABARD Grade A and SEBI Grade Exam that can be asked in the upcoming exam. As a general rule, you should focus on the last one years of Government Schemes for the UPSC Exam, RBI Grade B, NABARD Grade A and SEBI Grade Exam. Hence, here we’re covering recently launched government schemes for UPSC, RBI Grade B, NABARD Grade A and SEBI Grade Exam for 2021.

Schemes Launched in Sep 2021

Will be Updated on Regular Basis from Sep 2021....

Schemes Launched Till August 2021

Poshan Gyan

  • It is a national digital repository on health and nutrition.
  • Launched by NITI Aayog, in partnership with Bill and Melinda Gates Foundation and Centre for Social and Behaviour Change, Ashoka University.
  • The Poshan Gyan repository is conceptualized as a resource, enabling search of communication materials on 14 thematic areas of health and nutrition across diverse languages, media types, target audiences and sources

Surakshit Hum Surakshit Tum Abhiyaan

  • NITI Aayog & Piramal Foundation have launched Surakshit Hum Surakshit Tum Abhiyaan in 112 Aspirational Districts.
  • Campaign Will Provide Covid Home-Care Support to 20 Lakh Citizens.

Integrated Power Development Scheme (IPDS)

  • A 50 kWp Solar roof top was recently inaugurated in Solan, Himachal Pradesh under the Integrated power development scheme of the Ministry of Power, Government of India.
  • The project further reinforces the ‘Go Green’ Initiative of the government envisaged in the Urban Distribution scheme of the government of India.
  • Power Finance Corporation(PFC) is the Nodal agency for implementation of the scheme. Launched in 2014 by Ministry of Power.

Biotech-KISAN Programme

  • It is a farmer-centric scheme for farmers, developed by and with farmers under the Department of Biotechnology, Ministry of Science and Technology

NIXI announces 3 new initiatives to make India’s Internet future ready

  • The National Internet Exchange of India (NIXI), announced three new initiatives aimed at raising awareness of the IPv6 protocol in India
  • The NIXI’s new initiatives include an expert panel (IP Guru) that will “extend support" to Indian organizations looking to make the move to IPv6 systems.
  • NIXI is also creating an education platform for IPv6, called NIXI Academy
  • Thirdly, a NISI IP-Index was introduced, which will showcase the adoption rate for IPv6 in India and compare it against other economies in the world.

National Internet Exchange of India (NIXI)

  • It is a not-for-profit organization (section 8 of the Companies Act 2013) working since 2003 for spreading the internet infrastructure to the citizens of India
  • .IN Registry, managing and operation of .IN country code domain and .भारत IDN domain for India.

Jivan Vayu: It is nation’s first power-free CPAP device ‘Jivan Vayu’. Developed by IIT Ropar.

One Stop Centre Scheme

  • The Central government will set up One Stop Centres (OSCs) across 10 missions to provide assistance to Indian women who are survivors of gender-based violence.
  • The missions where the OSCs will come up are Bahrain, Kuwait, Qatar, Oman, UAE, Jeddah and Riyadh in Saudi Arabia, Australia, Canada and Singapore.
  • The Ministry of Women and Child Development will also set up 300 OSCs in the country in addition to the nearly 700 existing ones across all districts. “The aim will be to cover districts with high rates of crimes against women.”

Popularly known as Sakhi, It is a sub – scheme of Umbrella Scheme for National Mission for Empowerment of women.

  • Target group: The OSC will support all women including girls below 18 years of age affected by violence, irrespective of caste, class, religion, region, sexual orientation or marital status.
  • The Scheme will be funded through Nirbhaya Fund. The Central Government will provide 100% financial assistance to the State Government /UT Administrations under the Scheme.

PM CARES For Children- Empowerment of COVID Affected Children

Eligibility: All children who have lost both parents or surviving parent or legal guardian/adoptive parents due to Covid 19 will be supported under the scheme

Fixed Deposit in the name of the child:

  • PM CARES will contribute through a specially designed scheme to create a corpus of Rs 10 lakh for each child when he or she reaches 18 years of age.
  • Will be used to give a monthly financial support/ stipend from 18 years of age, for the next five years to take care of his or her personal requirements during the period of higher education and
  • On reaching the age of 23 years, he or she will get the corpus amount as one lump-sum for personal and professional use.

School Education: For children under 10 years

  • The child will be given admission in the nearest Kendriya Vidyalaya or in a private school as a day scholar.
  • If the child is admitted in a private school, the fees as per the RTE norms will be given from the PM CARES.
  • PM-CARES will also pay for expenditure on uniform, text books and notebooks.

School Education: for children between 11-18 years

  • The child will be given admission in any Central Government residential school such as Sainik School, Navodaya Vidyalaya etc.
  • In case the child is to be continued under the care of Guardian/ grandparents/ extended family, then he or she will be given admission in the nearest Kendriya Vidyalaya or in a private school as a day scholar.
  • If the child is admitted in a private school, the fees as per the RTE norms will be given from the PM CARES.
  • PM CARES will also pay for expenditure on uniform, text books and notebooks.

Support for Higher Education:

  • The child will be assisted in obtaining education loan for Professional courses / Higher Education in India as per the existing Education Loan norms. The interest on this loan will be paid by the PM CARES.
  • As an alternative, scholarship equivalent to the tuition fees / course fees for undergraduate/ vocational courses as per Government norms will be provided to such children under Central or State Government Schemes. For children who are not eligible under the existing scholarship schemes, PM CARES will provide an equivalent scholarship

Health Insurance

  • All children will be enrolled as a beneficiary under Ayushman Bharat Scheme (PM-JAY) with a health insurance cover of Rs. 5 lakhs.
  • The premium amount for these children till the age of 18 years will be paid by PM CARES.

Vehicle Scrappage Policy: Old vehicles will have to pass a fitness test before re-registration and as per the policy government commercial vehicles more than 15 years old and private vehicles which are over 20 years old will be scrapped (it doesn’t matter if they run on diesel or petrol).

National Startup Advisory Council

  • Constituted by the ‘Department for Promotion of Industry and Internal Trade (DPIIT).
  • Its role is to advise the Government on measures needed to build a strong ecosystem for nurturing innovation and startups in the country to drive sustainable economic growth and generate large scale employment opportunities.
  • The National Startup Advisory Council will be chaired by the Minster for Commerce & Industry.

Startup India Seed Fund Scheme (SISFS)

  • The Startup India Seed Fund Scheme (SISFS) has been launched by DPIIT under Ministry of Commerce and Industry.
  • The Fund aims to provide financial assistance to startups for proof of concept, prototype development, product trials, market entry, and commercialization.
  • Rs. 945 Crore corpus will be divided over the next 4 years for providing seed funding to eligible startups through eligible incubators across India.
  • The scheme is expected to support an estimated 3,600 startups through 300 incubators.


It is an electronic marketplace providing a platform to connect aqua farmers and the buyers, launched by Union Commerce Ministry.

The term e-SANTA was coined for the web portal, meaning Electronic Solution for Augmenting NaCSA farmers' Trade in Aquaculture.

e-SANTA will ‘RAISE’ the lives & income of farmers by: Reducing Risk, Awareness of Products & Markets, Increase in Income, Shielding Against Wrong Practice and Ease of Processes.

National Mission on Edible Oils – Oil Palm (NMEO-OP)

The Union Cabinet, chaired by the Prime Minister Shri Narendra Modi has given its approval to launch a new Mission on Oil palm to be known as the National Mission on Edible Oils – Oil Palm (NMEO-OP) as a new Centrally Sponsored Scheme with a special focus on the North east region and the Andaman and Nicobar Islands.

  • Financial Assistance: A financial outlay of Rs.11,040 crore has been made for the scheme, out of which Rs.8,844 crore is the Government of India share and Rs.2,196 crore is State share and this includes the viability gap funding also.


  • Since 1991-92, many efforts have been made by the Government of India  to increase the production of oilseeds and oil palm. The oilseeds production has increased from 275 lakh tons in 2014-15 to 365.65 lakh tons in 2020-21.
  • For harnessing the potential of palm oil production, in the year 2020, an assessment has been made by the Indian institute of Oil Palm Research (IIOPR) for cultivation of oil palm which has given an assessment of around 28 lakh ha
  • Thus, there is huge potential in oil palm plantation and subsequently production of Crude Palm Oil (CPO). At present only 3.70 lakh hectares is under Oil Palm cultivation

Features of Scheme:

Under this scheme, it is proposed to cover an additional area  of 6.5 lakh hectare (ha.) for oil palm till the year 2025-26 and thereby reaching the target of 10 lakh hectares ultimately.  The production of Crude Palm Oil (CPO) is expected to go upto 11.20 lakh tonnes by 2025-26 and upto 28 lakh tonnes by 2029-30.

There are two major focus areas of the Scheme

The oil palm farmers produce Fresh Fruit Bunches (FFBs) from which oil is extracted by the industry. Presently the prices of these FFBs are linked to the international Crude Palm Oil (CPO) prices fluctuations

  • For the first time, the Government of India will give a price assurance to the oil palm farmers for the FFBs. This will be known as the Viability Price (VP).  
  • This will protect the farmers from the fluctuations of the international CPO  prices and protect him from the volatility.   
  • This VP shall be the annual average CPO price of the last 5 years adjusted with the wholesale price index to be multiplied by 14.3 %.
  • This will be fixed yearly for the oil palm year from 1st November to 31st October. 
  • A Formula price (FP)  will also be fixed which will be 14.3% of CPO and will be fixed on a monthly basis.
  • There is a sunset clause for the scheme which is 1st November 2037

The second major focus of the scheme is to  substantially increase the assistance of inputs/interventions. 

  • A substantial increase has been made for planting material for oil palm and this has increased from Rs 12,000 per ha to  Rs.29000 per ha.
  • A special assistance @ Rs 250 per plant is being given to replant old gardens for rejuvenation of old gardens.
  • To address the issue of shortage of planting material in the country, seed gardens will be provided assistance up to Rs.80 lakhs for 15 ha. in Rest of India and Rs.100 lakhs  for 15 ha in North-East and Andaman regions.
  • Further, assistance for seed gardens @ Rs.40 lakhs and Rs.50 lakhs for Rest of India and North-East & Andaman regions respectively.
  • For capital assistance to the industry, for the North East states and Andamans, a provision of Rs 5 core of 5 mt/hr unit with pro rata increase for higher capacity. 

Start-up Accelerators of MeitY for pRoduct Innovation, Development and growth (SAMRIDH)” programme launched by MeitY

  • The programme is being implemented by MeitY Start-up Hub (MSH).
  • The SAMRIDHI programme will focus on accelerating the 300 start-ups by providing customer connect, investor connect, and international immersion in next three years
  • Also, an investment of up to ₹ 40 lakh to the start-up based on current valuation and growth stage of the Start-Up will be provided through selected accelerators.

  • The programme aims to further the Indian start-up growth which has seen the emergence of 63 Unicorns is now the third largest Unicorn hub globally with a total valuation of 168 Bn USD.

100 days ‘SUJALAM’ Campaign begins

The Ministry of Jal Shakti began ‘SUJALAM’, a ‘100 days campaign’ as part of the ‘Azadi Ka Amrit Mahotsav’ celebrations to create more and more ODF Plus villages by undertaking waste water management at village level particularly through creation of 1 million Soak-pits and also other Grey water management activities

  • Furthermore, the campaign would boost the momentum of SBMG phase II activities through community participation and it will increase awareness about ODF-plus activities.
100 days ‘SUJALAM’ Campaign begins

Finance Minister launches the National Monetization Pipeline

NMP aims to provide a medium term roadmap of the programme for public asset owners; along with visibility on potential assets to private sector. 

The pipeline has been developed by NITI Aayog, in consultation with infrastructure line ministries, based on the mandate for ‘Asset Monetization’ under Union Budget 2021-22. 

  • The aggregate asset pipeline under NMP over the four-year period, FY 2022-2025, is indicatively valued at Rs 6.0 lakh crore. 
  • The estimated value corresponds to ~14% of the proposed outlay for Centre under NIP (Rs 43 lakh crore). 
  • This includes more than 12 line ministries and more than 20 asset classes. 
  • The sectors included are roads, ports, airports, railways, warehousing, gas & product pipeline, power generation and transmission, mining, telecom, stadium, hospitality and housing.
  • The top 5 sectors (by estimated value) capture ~83% of the aggregate pipeline value. These top 5 sectors include: Roads (27%) followed by Railways (25%), Power (15%), oil & gas pipelines (8%) and Telecom (6%).
  • In terms of annual phasing by value, 15% of assets with an indicative value of Rs 0.88 lakh crore are envisaged to be rolled out in the current financial year (FY 2021-22)
Sector wise Monetization Pipeline over FY 2022-25 (Rs crore)

Sector wise Monetization Pipeline over FY 2022-25 (Rs crore)

Union Education Minister launches NIPUN Bharat Programme

Union Minister for Education launched National Initiative for Proficiency in Reading with Understanding and Numeracy (NIPUN Bharat), for ensuring that every child in the country necessarily attains foundational literacy and numeracy by the end of Grade 3, by 2026-27.
  • Addressing the participants the minister said that NIPUN Bharat aims to cover the learning needs of children in the age group of 3 to 9 years. 
  • He also informed that an approval of Rs 2688.18 crore has already been given under Samagra Shiksha scheme to the States and UTs for implementation of the various interventions for Foundational Stage in 2021-22.

This Mission, which has been launched under the aegis of the centrally sponsored scheme of Samagra Shiksha, will focus on 
  • Providing access and retaining children in foundational years of schooling
  • Teacher capacity building
  • Development of high quality and diversified Student and Teacher Resources/Learning Materials and 
  • Tracking the progress of each child in achieving learning outcomes
The success of NIPUN Bharat will primarily depend on teachers, so, there will be a special emphasis on capacity building of teachers.  
  • A special package for foundational literacy and Numeracy under NISHTHA is being developed by NCERT and around 25 lakh teachers teaching at pre-primary to primary grade will be trained this year on FLN. 
Features of Scheme:

The unique feature is that the goals of the Mission are set in the form of Lakshya Soochi or Targets for Foundational Literacy and Numeracy.
  • Lakshyas has been developed from Balvatika to Grade 3.
  • The Laskhyas are based on the learning outcomes developed by the NCERT and international research and ORF studies.
  • For example, a child should be able to read 45to 60 words per minute and atleast 60 words per minute correctly by the end of Grade II and III respectively from an age appropriate unknown text with comprehension and clarity.
Samagra Shiksha Scheme 2.0 for School Education

The Cabinet Committee on Economic Affairs, chaired by PM Modi, has given its approval for continuation of the revised Samagra Shiksha Scheme for a period of five years i.e., from 2021-22 to 2025-26 

Financial Outlay: It has been approved with a total financial outlay of Rs.2,94,283.04 crore which includes Central share of Rs.1,85,398.32 crore.

  • The scheme covers 1.16 million schools, over 156 million students and 5.7 million Teachers of Govt. and Aided schools (from pre-primary to senior secondary level).
About Samagra Shiksha Scheme:
  • It is an integrated scheme for school education covering the entire gamut from pre-school to class XII.
  • It aims to deliver inclusive, equitable, and affordable school education.
  • It subsumes the three Schemes of Sarva Shiksha Abhiyan (SSA), Rashtriya Madhyamik Shiksha Abhiyan (RMSA) and Teacher Education (TE).
  • The scheme covers 1.16 million schools, over 156 million students and 5.7 million Teachers of Govt. and Aided schools (from pre-primary to senior secondary level).
  • It is being implemented as a centrally sponsored scheme. It involves a 60:40 split in funding between the Centre and most States. It was launched by the Ministry of Education in 2018.
About Samagra Shiksha Scheme 2.0:

Direct Benefit Transfer (DBT):
  • In order to enhance the direct outreach of the scheme, all child-centric interventions will be provided directly to the students through DBT mode on an IT-based platform over a period of time.
  • This DBT would include RTE (Right to Education) entitlements such as textbooks, uniforms and transport allowance.
On NEP Recommendations:

Encouraging Indian languages:
  • It has a new component for appointment of language teachers, which includes salaries, and training costs as well as bilingual books and teaching learning material as recommended in NEP.
Pre-primary Education:
  • It will now include funding to support pre-primary sections at government schools, i.e. for teaching and learning materials, indigenous toys and games and play-based activities.
  • Master trainers for pre-primary teachers and anganwadi workers will be supported under the scheme.
NIPUN Bharat Initiative:
  • Under this initiative, an annual provision of Rs. 500 per child for learning materials, Rs. 150 per teacher for manuals and resources and Rs. 10-20 lakh per district will be given for assessment for foundational literacy and numeracy.
On Digital Initiatives:
  • There is a provision for ICT labs and smart classrooms, including support for digital boards, virtual classrooms and DTH channels which have become more important in the wake of the Covid-19 pandemic.
For out-of-school children:
  • It includes a provision to support out of school children from age 16 to 19 with funding of Rs. 2000 per grade to complete their education via open schooling.
  • There will also be a greater focus on skills and vocational education, both for students in school and dropouts.
Other Features:
  • Financial support for State Commission for Protection of Child Rights @ Rs 50 per elementary school in the state, for protection of child rights and safety.
  • Holistic, 360-degree, multi-dimensional reports showing progress/uniqueness of each learner in the cognitive, affective, and psychomotor domains will be introduced in the form of Holistic Progress Card (HPC).
  • Support for activities of PARAKH, a national assessment centre (Performance, Assessments, Review and Analysis of Knowledge for Holistic Development)
  • Additional Sports grant of upto Rs. 25000 to schools in case at least 2 students of that school win a medal in Khelo India school games at the National level.
  • Provision for Bagless days, school complexes, internships with local artisans, curriculum and pedagogical reforms etc included.
  • Support for Social Audit covering 20% of schools per year so that all schools are covered in a period of Five years.

More Schemes will be Updated whenever New Programs will be Launched. Bookmark this page for Future Reading.